Free Initial Consultation We offer a free initial consultation to understand your financial goals and discuss how we can help you achieve them. During this session, we’ll also explain the costs and levels of our services, both now and in the future. Our services are charged as a fixed fee.
Our Process
Step 1: Financial Review and Recommendation After the initial consultation, we might continue with a financial review. This can be during the same meeting or a separate appointment. This step includes:
- Gathering information about your current financial situation.
- Understanding your knowledge and attitude towards investment risks.
- Recommending an asset allocation model that fits your risk profile and evaluating your existing holdings.
- Preparing our recommendations for you.
- Setting up a second appointment to explain and discuss our recommendations in detail.
Fee: A fixed fee payable when we provide the report with our recommendations.
Step 2: Investment Arrangement & Implementation (Lump Sum Investments or Transfers) If you decide to proceed with our recommendations, we will:
- Handle all fund and policy administration.
- Provide regular updates on progress.
- Ensure all documents are issued as expected.
- Confirm all actions taken on your behalf in writing.
Fee: A fixed fee for each lump sum investment or transfer we arrange.
Note: If we recommend and implement a product, the total charge will be the combined fees from both steps above.
Customised Services
Since everyone’s needs are different, we’ll provide a written outline of your financial objectives and our proposed solutions, along with the cost of our fees for both the Financial Review & Recommendation and the Investment Arrangement & Implementation, after the initial consultation. Only once you agree to our proposal, we’ll ask you to sign our client agreement.
Ongoing Services
Regular reviews of your investments are important. We’ll discuss our ongoing service options at the time of or before making our recommendations.