Home Movers: Navigating Your Next Purchase
Looking to move homes, our comprehensive support ensures your mortgage strategy aligns with your moving goals, offering:
- Portability Assessment: We examine your current mortgage’s portability features, enabling you to potentially transfer your existing mortgage to a new property, saving on application fees and avoiding early repayment charges.
- Securing a new mortgage: Where a new mortgage be more beneficial, we navigate the market to find the best deals that fit your new property and financial objectives.
When selecting a new mortgage, we will consider your home moving timescales, whether this is the speed to completion, the buying of a new build or just fitting in with the expected timescale of buying the new home and selling your current home.
We can also consider whether a ‘let to buy’ option would be suitable where you look to rent your existing property and take a new mortgage on your new property. Please refer to our ‘Buy to let’ mortgage service for more details. Sometimes this can be useful if you are unable to buy and sell your property at the same time.
- End-to-End Support: From selling your current home to purchasing your new one, we offer guidance on valuation, negotiations, and the legal aspects of moving, ensuring a coordinated approach that aligns with your timelines and financial goals.