Services
Plain Savings
Our aim is to help individuals and businesses to achieve their financial goals. Our approach is straightforward. You tell us about your current situation and about your financial objectives and when you want to achieve them. We develop a practical plan designed to help you meet those objectives. We’ll discuss the plan with you and agree the course of action you want to take. Whilst the final decisions are of course yours, we’re here to help and guide you with jargon-free advice both now and in the future.
Your Trusted Partner in Financial Well-being
At Plain Savings, we believe that managing your finances is a crucial task that should never be overlooked.
Our Philosophy
At Plain Savings, we believe that managing your finances is a crucial task that should never be overlooked.
Importance of Financial Decisions
Mistakes in financial decisions can have significant consequences, whether it’s choosing the wrong pension plan, missing out on the best mortgage rates.
Commitment to Clarity
Since 1998, Plain Savings has been dedicated to providing straightforward, common-sense financial advice.
Our Motto
Our motto is simple: “We provide good common-sense advice, speaking plainly to you and presenting savings where we can.”
Personalised Recommendations
We are committed to recommending only what we would choose for ourselves.
Invitation to Connect
We invite you to talk to us and experience our approach to financial matters. Let us help you make the best financial decisions for a secure and prosperous future.
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What Could Be Announced in the Upcoming UK Budget?
The government has already ruled out increases in VAT, income tax, and National Insurance. However, following recent hints of “difficult decisions,” there is growing speculation that other tax changes could be introduced. Here’s a look at some areas that may be affected: Capital Gains Tax (CGT) Capital Gains Tax is charged on the profit made…
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UK House Prices Rise 3.2% in September
House prices in the UK rose by 3.2% in September compared with a year ago, the fastest rate of growth in nearly two years, according to Nationwide. The building society reported that annual growth was the highest since November 2022, with terraced houses driving the increase. Nationwide credited rising incomes and reductions in mortgage rates…
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Half of UK Retirees Lack a Financial Plan
A recent report has revealed that nearly half (49%) of retirees in the UK entered retirement without a clear financial plan for their post-work years. The study, conducted by Just Group, highlights the lack of financial preparedness among retirees. More than one-third (35%) of retirees aged over 55 admitted they retired without assessing their financial…
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How Much Should You Save for Retirement?
Planning for retirement can feel overwhelming, especially when trying to figure out how much to save. One of the most important steps is calculating how much you need to comfortably retire and sustain your desired lifestyle. This is where our Retirement Savings Calculator comes in, offering an intuitive way to estimate your savings goals based…
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Over Half of Middle-Aged Brits Doubt They’ll Ever Afford a Home
A recent survey reveals that middle-aged non-homeowners, not younger generations, are losing hope of ever buying a house. Over 50% of Brits aged 35 to 54 who don’t own a home believe they may never afford one. In contrast, only 21% of 18 to 34-year-olds share this concern. The survey highlights key barriers to homeownership:…
